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Who can apply?

To be eligible for an EBP Money loan, please confirm that you:

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Create memories to last a lifetime

Getting married is a momentous occasion in life and it’s no secret couples can spend a lot of money on the big day to make it memorable.

There's a lot to plan for your perfect wedding day. The venue, catering, flowers, photography, music, a beautiful dress…the list goes on and on. Wedding expenses can add up quickly. You don't have to compromise on your once-in-a-lifetime day. A wedding loan can take away the stress of the budget, allowing you to focus on making your big day as unique and memorable as you've always dreamed. Apply now for a wedding loan today.

EBP MONEY

What we offer

$5,000 to $25,000 loan amount

Flexible loan term of 3 to 5 years

Personalised interest rate

Weekly, fortnightly or monthly repayments

Fixed interest rate for the life of the loan

If approved, get your money next business day#

What our customers say

Get your loan in 3 simple steps

Our application process is simple and transparent. No hidden fees and no surprises.

01

Apply online

We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.

02

Get your loan terms

If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.

03

Get your money

If you agree to the loan terms and sign the digital contract, you get your money next business day#

Are you ready to take the next step?

Apply now

To be eligible for a wedding loan, you must~

Be 18 years of age or older.

Be 18 years of age or older.

Be an Australian citizen or permanent resident.

Be an Australian citizen or permanent resident.

Be employed full-time, part-time or casual.

Be employed full-time, part-time or casual.

Earn an annual income of $45,000 net or more.

Earn an annual income of $45,000 net or more.

Wedding loan repayment calculator

Get an estimate of your repayments and the cost of the loan using our personal loan calculator

Amount
Term
Interest Rate
Repayment
Weekly Repayment
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Note: The results of this calculator are indicative. It is for illustrative purposes only and is based on the accuracy of the information you have provided. No result from the use of this calculator should be considered a loan application or an offer of finance. The calculator does not take into account your personal circumstances. You should not rely on this calculator for the purpose of making a decision whether to apply for finance.

Wedding loans,
explained

What is a wedding loan?

A wedding loan is a type of personal loan that you can use to cover the cost of your wedding. With a wedding loan, you borrow a fixed sum and agree to pay the lender back the loan, including all fees and interest, over three to five years.

What can I use the wedding loan for?

You can use the wedding loan to pay for the venue, catering, dresses and suits, flowers, photography and anything else necessary.You may also use the loan to buy the engagement ring or pay for the honeymoon; the choice is yours.

What will my interest rate be?

Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.

What are your fees and charges?

We charge a one-off risk or establishment fee. This is based on your loan amount and your credit rating. We also charge a monthly account service fee of $15. There are no fees for our tier-one borrowers with excellent credit scores. We will provide all your fees and charges in your loan contract.

Can I make extra repayments, increase, or pay off my loan early?

Yes – you can make additional repayments, increase your repayments and pay out your loan early. However, an early repayment fee may apply. All fees will be disclosed in your loan contract.

What happens if my circumstances change?

If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help.