Easy loans, quick approvals

Need quick access to cash without the hassle? At EBP Money, we’re dedicated to helping Australians find straightforward personal loans tailored to their needs. Whether you're planning a holiday, covering unexpected expenses, or consolidating debt, our easy loans are designed to get you the money you need without the stress.

Ebp Money

What we offer

$5,000 to $25,000 loan amount

Personalised interest rate

Fixed interest rate for the life of the loan

Flexible loan term of 3 to 5 years

Weekly, fortnightly or monthly repayments

If approved, get your money next business day#

What our customers say

Trustpilot

Get your loan in 3 simple steps

Our application process is fast and simple. No hidden fees and no surprises.

01

Apply online

We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.

02

Get your loan terms

If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.

03

Get your money

If you agree to the loan terms and sign the digital contract, you get your money next business day#





Are you ready to take the
next step?

Apply now

To be eligible for a personal loan, you must~

Be 18 years of age or older.

Be an Australian citizen or permanent resident.

Be employed full-time, part-time or casual.

Earn an annual income of $45,000 net or more.

Personal loan repayment calculator

Get an estimate of your repayments and the cost of the loan using our personal loan calculator

Amount
Term
Interest Rate
Repayment
Weekly Repayment
Apply Now

Note: The results of this calculator are indicative. It is for illustrative purposes only and is based on the accuracy of the information you have provided. No result from the use of this calculator should be considered a loan application or an offer of finance. The calculator does not take into account your personal circumstances. You should not rely on this calculator for the purpose of making a decision whether to apply for finance.

EBP Money, explained.

Who is EBP Money?

EBP Money is a responsible lender and has an Australian Credit License no.535879. We offer personalised low-rate unsecured loans from $5,000 to $25,000. Our application process is fast, simple and 100% online. It takes minutes to apply for a loan with us, and if your application is approved, we will disburse your money next business day#.

EBP Money is a subsidiary of FSA Group Limited, a public company on the Australian Securities Exchange.

Why Choose EBP Money?

Fast Approval: With our online application process, you can apply from the comfort of your home and receive a decision on your loan application quick and easy. No lengthy paperwork or waiting periods.

Flexible Repayment Options: We understand that everyone’s financial situation is unique. That’s why we offer flexible repayment plans to suit your budget, allowing you to manage your loan without the pressure.

Competitive Rates: Our easy loans come with competitive interest rates, making it more affordable for you to achieve your financial goals. Plus, we’re upfront about all costs, so there are no surprises down the road.

What will my interest rate be?

Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.

What are your fees and charges?

We charge a one-off risk or establishment fee. This is based on your loan amount and your credit rating. We also charge a monthly account service fee of $15. There are no fees for our tier-one borrowers with excellent credit scores. We will provide all your fees and charges in your loan contract.

Can I make extra repayments, increase, or pay off my loan early?

Yes – you can make additional repayments, increase your repayments and pay out your loan early. However, an early repayment fee may apply. All fees will be disclosed in your loan contract.

What happens if my circumstances change?

If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help.

×

Who can apply?

To be eligible for an EBP Money loan, please confirm that you:

Apply now Apply now