Life can throw us challenges when we least expect them, surprise medical bills, emergency repairs or simply a few financial missteps. Your credit score can take a hit along the way and having bad credit can make getting a personal loan seem impossible. But it doesn't have to be this way.
At EBP Money, we understand that everyone deserves a second chance and fair go, regardless of their credit history. Our bad credit personal loans offer a path to financial flexibility, even when traditional lenders say no.
Our bad credit personal loans, designed for those with unique financial circumstances and impaired credit histories, provide fast access to cash for debt consolidation, car repairs, home renovations or something personal. With our simple online application and a quick approval process, we make it easy for you to take control of your finances and move forward with confidence. No more long waiting times or complicated paperwork.
Don't let bad credit hold you back - discover your options today with a bad credit personal loan tailored to your needs.
EBP MONEY
$5,000 to $25,000 loan amount
Fixed interest rate for the life of the loan
Unsecured loans for any approved purpose
Flexible loan term of 3 to 5 years
Personalised interest rate
If approved, get your money next business day#
Loans for any approved purpose
Our application process is simple and transparent. No hidden fees and no surprises.
We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.
If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.
If you agree to the loan terms and sign the digital contract, you get your money next business day#
Be 18 years of age or older.
Be an Australian citizen or permanent resident.
Be employed full-time, part-time or casual.
Earn an annual income of $45,000 net or more.
Get an estimate of your repayments and the cost of the loan using our personal loan calculator
EBP Money is a responsible lender and has an Australian Credit License no.535879. We offer personalised low-rate unsecured loans from $5,000 to $25,000. Our application process is fast, simple and 100% online. It takes minutes to apply for a loan with us, and if your application is approved, we will disburse your money next business day#.
EBP Money is a subsidiary of FSA Group Limited, a public company on the Australian Securities Exchange.
A bad credit personal loan is a personal loan that assists borrowers with unique circumstances, including a bad credit history. If you have bad credit a specialised non-bank lender is more likely to consider your application compared with a traditional bank. At EBP Money, we specialise in assisting borrowers who
It is important to state that all applications are subject to our eligibility and credit criteria.
To be eligible for a personal loan from EBP Money, you must
Other credit and eligibility criteria and terms and conditions may apply.
To apply, complete and submit our online application form. It takes minutes. We will ask you for the following details in your loan application,
- How much do you want to borrow, and what is the purpose of the loan
- Your details, such as employment, income and expenses
- Your bank statements
As part of our standard practice, we will access your credit report and run credit checks to help us understand your credit history. If your loan amount is approved, your money will be in your bank account the next business day#
If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help.
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