Life can be unpredictable and medical emergencies often come without warning. The last thing you should worry about regarding your health is money. Whether for a medical procedure, dental surgery or an unexpected emergency, let our personal loan cover the cost so you can focus on your health. Apply for a medical loan online now.
EBP MONEY
Our application process is simple and transparent. No hidden fees and no surprises.
We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.
If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.
If you agree to the loan terms and sign the digital contract, you get your money next business day#
Be 18 years of age or older.
Be an Australian citizen or permanent resident.
Be employed full-time, part-time or casual.
Earn an annual income of $45,000 net or more.
Get an estimate of your repayments and the cost of the loan using our personal loan calculator
A medical loan is a personal loan to cover medical expenses. This is a type of unsecured personal loan, meaning you don't need to provide any collateral to secure the loan. This makes them an accessible option for many, offering a straightforward way to manage healthcare costs without dipping into savings or relying on credit cards.
Immediate Access to Funds: Medical loans provide quick access to funds, allowing you to address urgent medical needs promptly.
Flexible Use: Medical loans can be used for a wide range of medical expenses, including surgeries, dental work, fertility treatments, cosmetic procedures and even pet veterinary surgery.
Fixed Interest Rates: Our medical loans come with fixed interest rates, ensuring your monthly repayments stay consistent throughout the loan term. This helps with budgeting and financial planning, giving you one less thing to worry about when your health is the priority.
If you have a bad credit history, don't worry; we can help you, subject to our eligibility and credit criteria. We specialise in assisting borrowers with unique financial circumstances, such as bad credit scores, defaults, previously declined by another lender, party to a debt agreement, and current or discharged bankrupts.
Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.
If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help.